About us

Founded in 2012, Capital on Tap is on a mission to boost small businesses with the help of an immediate cash injection! We believe small business owners are the foundation for growth in our economy, and yet todayʼs banking system has left them behind. From florists and mechanics to consultants and graphic designers, small and micro retailers up to multinational supply chain groups – we’re committed to helping your business thrive.

In six years, we have partnered with over 40,000 businesses, delivering over £500m!

Using our Business Mastercard provides you with the UK’s leading cashflow solution. With no joining, monthly or annual fees; you can take advantage of interest-free card purchases and 0.5% cashback on credit limits up to £50,000! We also provide our customers with a free online account to make transfers and manage your business finances from your smartphone, tablet or desktop. Better yet, you can use our card anywhere in the world without being charged any foreign exchange fees! With instant access to your funding, you’ll always have a safety net available.

We strongly believe in responsible funding and look to build long term relationships with businesses to help them grow. Every three months we will check-in on how you’ve been using your account to see if we can offer you a higher credit limit and/or lower interest rate to help your business continue to grow!

Our unrivalled approach has been recognised by our ranking as the number 1 non-bank service provider in 2016, as well as being named in the top 50 of  the Tech Track 100 in 2017. Furthermore, our friendly customer service team are based in the UK and are proud to boast a 5-star customer satisfaction rating on Trustpilot!

Applying takes only 2 minutes and has no effect on your credit history. You will receive an instant decision and your card in 4 Business Days. So, what are you waiting for?!

Want to be part of our growing team? 

We are based on Worship Street, close to Liverpool Street, Old Street and Moorgate tube stations and we are always looking for people to join our talented and close knit team, not forgetting our adorable office dogs. Checkout our current list of challenges at https://capitalontap.com/en/careers, and then apply for the one you’re ready to take head on. Alternatively, feel free to drop us an email at careers@capitalontap.com. We’ll be happy to hear from you!