About us

Our story

Since 2012, we’ve been on a mission to boost small businesses with the help of an immediate cash injection. We believe small business owners are the foundation for growth in our economy, and yet todayʼs banking system has left them behind. From florists and mechanics to consultants and graphic designers, small and micro retailers up to multinational supply chain groups – we’re committed to helping businesses thrive. In seven years, we have partnered with over 50,000 businesses, delivering over £500m!

Our unrivalled approach has been recognised by our ranking as the number 1 non-bank service provider in 2016, as well as being named in the top 50 of  the Tech Track 100 in 2017 and 2018. Furthermore, our friendly customer service team are based in the UK and are proud to boast a 5-star customer satisfaction rating on Trustpilot!


What we do

From fixed weekly loans to revolving monthly credit lines, Visa and Mastercards to co-branded cards for B2B enterprises, our product is always evolving to meet our customers needs.

Applying today for our Business Mastercard provides you with the UK’s leading cashflow solution. Take advantage of interest-free card purchases, credit limits up to £50,000, and much, much more. Such as…..

  • Rewards – Earn points on card purchases to convert into cashback or Avios
  • Xero – Connect your accounting software with your Capital on Tap transactions
  • Online portal to make fast transfers into your business bank account
  • Free FX – We don’t charge any commission on international card purchases
  • Free Supplementary cards – Share your credit across up to 20 cards to help manage spend across your business